Notably, Ally allows restricted stock units to count towards jumbo loan reserve requirements
Lenders nationwide provide weekday mortgage rates to our comprehensive national survey to bring you the most current rates available. Here you can see the latest marketplace average rates for a wide variety of purchase loans. The interest rate table below is updated daily to give you the most current purchase rates when choosing a home loan. APRs and rates are based on no existing relationship or automatic payments. For these averages, the customer profile includes a 740 FICO score and a single-family residence. To learn more, see understanding Bankrate rate averages.
- Purchase
- Refinance
Top 5 Bankrate jumbo mortgage lenders
- Ally Bank – Best overall
- CIT Bank – Best bank lender
- First Mortgage Direct – Best no-fee lender
- Better – Best online lender
- PNC Bank – Best for refinancing
Methodology
Bankrate helps thousands of borrowers find mortgage and refinance lenders every day. To determine the top mortgage lenders, we analyzed proprietary data across more than 150 lenders to assess which on our platform received the most inquiries within a three-month period. We then assigned 
superlatives based on factors such as fees, products offered, convenience and other criteria. (mais…)